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4 articles found

Banks Are Running Digital Transformation Theater on 1970s Infrastructure

Why financial institutions spend millions on ‘modernization’ while keeping core systems that predate the internet, and the technical debt time bomb that’s about to detonate.

#banking technology#core banking#data migration...

API design

The Cold Storage Lie: Why Your API Might Be Fine Querying S3 Directly

Fintech systems are hemorrhaging money on cold data storage. The conventional wisdom says you need Redshift or Athena, but the math, and the architecture, tells a more complicated story.

#API design#cold storage#Fintech...

compliance

Why FinTech’s Microservices Obsession is a Compliance Time Bomb

A consulting perspective on how regulatory requirements force architectural discipline that challenges conventional microservices wisdom, and why that’s actually a good thing.

#compliance#Fintech#microservices...

ai-agents

Google’s AP2 Protocol: The Cryptographic Handshake That Could Make or Break AI Commerce

Google’s new Agent Payments Protocol tackles the trillion-dollar question: who’s liable when AI agents spend your money?

#ai-agents#cryptography#Fintech...